"My goal is simple: I want federal and postal employees to understand exactly what they have, what they’re missing, and how to create a retirement plan that gives them confidence, income, and peace of mind for the rest of their lives.”

— Melinda Chase, Just Call Melinda

Helping Federal & Postal Employees Retire With Clarity, Confidence, and Lifetime Income

Melinda has spent over 20 years in financial services, family legacy planning, and federal retirement education. Through Just Call Melinda, she helps federal and postal employees understand their benefits, optimize their pension annuity, and create a retirement income plan designed to support the lifestyle they have worked so hard to build.

Her career began at The Royal Bank of Scotland, where she helped small business owners save money on credit card processing fees. She later worked in funeral planning, where she learned the importance of preparing for the future, protecting loved ones, and making thoughtful financial decisions before life makes them for you.

In 2011, Melinda began working with federal and postal employees and quickly saw a major problem: too many people were approaching retirement without fully understanding their benefits, pension options, insurance choices, or income strategy.

Today, Melinda is passionate about helping her clients avoid costly mistakes, stop guessing, and make confident retirement decisions. She has a gift for taking complex federal retirement concepts and making them simple, clear, and personal.

Her goal is to help every client create a retirement plan that provides income they can count on, protection for the people they love, and peace of mind for the years ahead.

Melinda helps clients understand and plan for:

  • FERS pension projections

  • Best retirement date options

  • TSP retirement income planning

  • Social Security and FERS Supplement timing

  • FEGLI and life insurance reviews

  • Survivor benefit decisions

  • Tax-efficient income strategies

  • Guaranteed lifetime income options

  • Legacy and family protection planning

  • Retirement lifestyle planning

The Just Call Melinda Difference

Melinda does not believe federal retirement planning should feel overwhelming, confusing, or intimidating. Her approach is personal, clear, and focused on helping you make decisions with confidence.

Because retirement is not just about the numbers.

It is about knowing you will be okay.